How To Apply Online for the BISP Bachat Scheme?: Get 40% Extra

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How To Apply Online for the BISP Bachat Scheme?: Get 40% Extra

The Benazir Income Support Programme (BISP) has introduced the BISP Bachat Scheme, a savings program aimed at providing financial support to low-income families across Pakistan. Under this scheme, participants can save money in their bank accounts, and the BISP will provide an additional 40% of their savings. Here’s how you can apply online for the BISP Bachat Scheme:

Step-by-Step Guide for BISP Savings Scheme

Step-by-Step Guide for BISP Savings Scheme

  1. Check Your Eligibility:
    • Before applying, check your eligibility on the official BISP Bachat Scheme website.
  2. Visit the Official Portal:
    • Access the designated portal to submit your application. Only applications submitted through the official portal will be considered.
  3. Fill in the Application Form:
    • Provide the required information accurately in the online application form. Make sure to double-check all the details before submitting.
  4. Submit Your Application:
    • After filling out the form, submit your application through the official portal.
  5. Wait for Confirmation:
    • Once your application is submitted, wait for confirmation from the BISP team.
  6. Open a Savings Account:
    • If your application is successful, open a savings account in a bank of your choice.
  7. Deposit Monthly Savings:
    • Participants are required to deposit a monthly savings amount ranging from 500 to 1000 rupees into their bank accounts.
  8. Receive Additional 40% Savings:
    • The BISP will provide an additional 40% of the participant’s savings.
  9. Duration of the Scheme:
    • The duration of the scheme is two years. At the end of this period, you will be able to withdraw the entire amount.
  10. Withdrawal Terms:
    • During the two-year period, you cannot withdraw your principal amount. However, the contribution from BISP and the interest earned can be withdrawn.
  11. Withdrawal Flexibility:
    • Participants can withdraw from the scheme at any time. However, rejoining will only be possible at the end of the scheme.

Also Read: 1 Crore New BISP Account for 10500 Payment

Requirements for the BISP Bachat Scheme

The BISP Bachat Scheme is currently being launched in the following districts:

Lucky Marwat
Qila Saifullah

Can I apply for the BISP Bachat Scheme if I reside outside the eligible districts?

No, the scheme is currently limited to specific districts as mentioned earlier. Residents of other districts are not eligible to apply.

Is there any age restriction to participate in the scheme?

No, there is no age restriction for participating in the BISP Bachat Scheme. Individuals of all age groups can apply as long as they meet the eligibility criteria.

How will I know if my application is successful?

Successful applicants will be notified through the contact information provided in their application. Additionally, you can check the status of your application on the official BISP portal.

Can I deposit more than the specified monthly amount?

Yes, participants have the option to deposit more than the minimum required amount if they wish to increase their savings and maximize the benefits of the scheme.

Application Requirements

  • No Application Fee:
    • There are no charges associated with applying for the scheme.
  • Eligibility Criteria:
    • Successful applicants will be identified based on the Poverty Measurement Tool (PMT) score.


The BISP Bachat Scheme presents a valuable opportunity for individuals in eligible districts to save money and receive additional financial assistance from the government. By following the steps outlined in this guide, you can easily apply online for the scheme and start building your savings with the added benefit of a 40% bonus from BISP. Don’t miss out on this chance to secure your financial future and improve your quality of life. Apply now and take the first step towards a brighter tomorrow.

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